I need to be out of my house in three months due to foreclosure. I will be within the timeframe of needing to leave so as not to be evicted. How hard is it to get an apartment with this background? Outside of the foreclosure, my credit is fine, i,e. I pay my bills, etc. and I have a full-time job.

Might I suggest some help for you? Go to www.daveramsey.com and look for the ELP (endorsed local provider) in your area. Here’s the link:

http://www.daveramsey.com/elp/home/

You may get more pointers and advice to help you to ease your foreclosure issue or at least get a 2nd opinion.

As far as getting an apartment, you may just want to save a stack of cash for where ever you intend to live. You may also want to consider renting a room in a house.

Good luck!

http://stopforeclosurefraud.com/

WE WILL WIN…WE ARE GETTING CLOSER…ONE LAYER AT A TIME. …I will show you how MY personal Mortgage Foreclosure FRAUD happened. Pay close attention and learn before it is too late. Here are the subjects and principles.
Hi Erica Johnson-SECK (SICK) I read in your Deposition how you google your name …Just add this one for reference.
Law Offices Of David J. Stern PA in Plantation Florida Roger Stotts
Dennis Kirkpatrick

These people are ALL over the US pulling this crap
Do searches on them and all and see what you can find out to save your home.

Judge Dale Ross in broward gave my home to IndyMac Bank (Property Managers) and when I tried to speak he rolled his eyes and said “What Difference Does it make”?????? He pre-judged me and this is not his job… The difference is the courts are aiding & abetting FRAUD. Yes Google his name and we will see how his peers enjoy him. I did NOT have a fair trial. I was raped from my RIGHTS as a citizen.

Learn from this study it and maybe WE ON OUR OWN without the GOVERNMENT can make a difference. Thank you for allowing us to loose our wealth, rights, and justice for all.

These are some excellent resources. YOU ARE NOT ALONE. IT IS NOT YOUR FAULT OUR GOVERNMENT FAILED US.

We have just scratched the surface. Wait to see what is at the CORE.

Duration : 0:1:48

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.com/vi/xIKjQe7bFro/0.jpg” align=”left”/>http://FortuneBuildersU.com “Training on How to Get a Higher Response From Foreclosure Leads”

Than Merrill From A&E’s “Flip This House” Teaching Powerful Investing Techniques For Real Estate. For Free Training, Please Visit http://FortuneBuildersU.com

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Bob Norton from KissFlipping.com shows how to get a great deal from REO realtors and short sale realtor who use different MLS systems!

Duration : 0:4:17

losure-deals-using-a-technique-called-mls-swapping#more-554″ class=”more-link”>(more…)

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Is your property on the brink of a foreclosure? Well, you’re not alone. In fact, the number of properties due to be foreclosed on in the state of Massachusetts is increasing at an extremely high rate. However, this doesn’t mean that Massachusetts homeowners are in a hopeless situation. Though in financial hardship, homeowners still have a chance to stop foreclosure. There are options available to avoid foreclosure of your property and all the consequences that the foreclosure process brings.

One option is a ‘deed in lieu of foreclosure.’ Simply, a deed in lieu of foreclosure is giving back the property to the lender if the borrower is no longer capable of paying for the remaining balance of the loan. Both the lender and the borrower then enter into an agreement that the remaining balance of the defaulted loan is forgiven. The borrower is now free of any obligation to pay the entire loan.

Pretty simple isn’t it? Or is it that simple?

First, a deed in lieu of foreclosure could only be possible upon the lender’s consent. Convincing a lender to sign a deed in lieu of foreclosure may be extremely difficult. What lenders want is cash. Not another property to be sold. This is especially true if they already have in their possession a number of foreclosed properties or properties with a lien.

This difficult situation becomes impossible if you owe more than the value of the property. A lender doesn’t want to possess a losing piece of real estate. Instead, they’ll advise default homeowners to put the property on the market for a few months just in case it can be disposed of through a short sale. While this is another option of foreclosure prevention, a short sale has its own pitfalls. Either way, you will lose your home. It’s just choosing the lesser evil.

To avoid this dilemma, homeowners resort to a much wiser alternative. This alternative is called loan modification. The greatest advantage to executing a loan modification is that you are given a choice to keep your home. This is done through a negotiation with your lender to adjust the terms of your existing mortgage. Through loan modification, the payment for the current month and the succeeding few months there-after could be suspended. The paying period can then be extended thereby reducing the monthly amortization. Depending on the newly agreed terms, the interest rate or even the principal amount could be reduced to a level you may not even expect.

The best way to do this is by seeking expert loan modification assistance. One company that has been assisting Massachusetts homeowners in stopping the foreclosure process is LIG Loan Modification Services.  These experts can help you prepare and negotiate with the lender on your behalf. They can use different tactics, such as appealing for a humanitarian consideration due to your current financial situation. They may also challenge the lender’s pricing and interest rates and computations charged against your property. Third party representation is the best option since they cannot be targeted by collecting officers.

Remember that it is always better to keep you from leaving your home. It is always wise to have an option that would dispel any financial worries while enjoying your life in your dream home. With loan modification, you keep your house and your credit record is not affected from the modification.

©2008 Tom Brady
Reprint rights available for free

Tom Brady

Foreclosure cleaning business at http://www.ForeclosureCash.net/guide – Learn how to make money cleaning foreclosed houses and why providing property preservation services on foreclosures will be in high demand in 2012 and for many years to come. If you look at a list of the best small businesses to start in today’s market, you’ll notice that foreclosure cleaning and maintenance services are at the top. This is no coincidence, and has been this way for the last few years. With the rates foreclosures increasing steadily even into 2012, you can expect foreclosure cleaning businesses to bring in vast amounts of money as a result. There has never been a better time than now to begin researching, and implementing steps to create your own successful business that cleans and maintains foreclosed properties.

Real estate is always going to be bought and sold, and because of this fact, cleaning foreclosures and other vacant properties in between will always exist for businesses to take advantage of. It just so happens that the housing crisis is creating a golden opportunity for many out there to seize by providing property preservation services on foreclosures. While the banks take over properties being foreclosed on, they in return need to hire someone who owns a foreclosure cleaning business, like yourself, to clean up and maintain the property so that it can be placed back on the market. A market that will always be around no matter what happens in the future.

Shadow inventory is a term that is becoming well known in the foreclosure cleaning business. Let me explain. Starting a business cleaning foreclosed properties will continue to remain a great business idea because of the way banks sell properties that have been foreclosed on. Shadow inventory are properties that have been foreclosed on, and are not listed for sale yet. The banks will hold onto these homes until the market presents the right conditions. While the properties sit vacant, the banks need companies to go in and clean and maintain the foreclosed properties. This is where the foreclosure clean up business comes into play. Most banks are literally sitting on years worth of shadow inventory, and that number increases every day.

As you can see, the need for cleaning foreclosed properties is growing and is in constant demand. With the number of properties being foreclosed on still rising and showing no signs of letting up, now is the perfect time to start your own foreclosure cleaning business. With a little bit of dedication you can start the business you’ve always dreamed of owning starting today. http://youtu.be/uKDMMF3S3tM

Duration : 0:4:29

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